Where is the Time?

When writing it is easy to create a world where everything is perfect. All the pieces of your story seem to fall into place. It goes into the hands of others, before editing, and you ask what those friends and family members think. If they follow through, the likelihood of getting more than "I really liked it" or "the story was really interesting" is slim. It is critical, as a writer, to get feedback. If there is no one in the world to tell you what is good and what you can improve on, why do it? 

I hope that most writers are driven to write for the pleasure of getting the words, phrases, and artistic articulations of the world around them on paper. But when bills are due, dogs need walks, and dinner needs made (on top of a full-time job). Where does the time come in?

Five minutes here, ten minutes there doesn't build a novel. Deadlines, dedication, passion, and goals build novels. How do you find he discipline? 

I don't know, but I'm trying to figure it out everyday.